Friday 18 November 2016

I Need a Miracle

Some days you are comfortably above the water level, others you are gasping for air. Today’s a bit of a gasper.

No real reason – the situation hasn’t changed other than I know a few more facts, coming up after this paragraph. I had a lovely evening last night. Some kind friends invited me over for a dinner party. The food was delish, the company likewise. Though there were seven other people present, I did more than an eighth of the talking. A LOT more than an eighth, and this has been bugging me a bit. I’m a chatty girl most of the time, probably because I spend so long on my own. I don’t want to scare people off with that: “Ooo don't invite Lizzie – she doesn’t shut up!” I did return home feeling smiley and happy and positive, which was a lovely gift. It’s worn off pretty quickly this morning, as I look about the house thinking “my days here are numbered.” Maybe that’s it? I feel a wraith of depressive fog circling my head, slowing me down and making it difficult to work. I must fight it.

The financial adviser from the estate agency that are dealing with it all called me earlier in the week, and very kindly answered a lot of my questions. I asked him to pull no punches, just land it all on me honestly, so he did. Here’s the bones of it: (specific figures available on request)

1) The house is valued at X.

2) The maximum amount I might be able to borrow is about Y. I say “might” as not only does me being self-employed make lenders go “hmmmmmm……?” but I’m weirdly self-employed – not a plumber or a hairdresser… a freelance puzzle compiler??? Try finding that on any automated career lists. I’m also a baker/confectioner, a singer and a public speaker – so my income stream is from various things rather than just one, which (to the folks with the funding) is even less desirable. I need to demonstrate stability.

3) Even if I could get that, they’d do an affordability assessment on me too, and I’d probably fail that. The fact that I’ve paid rent steadily for 2.5 years means nothing. Lenders give no credit for past achievements!

4) Assuming I could convince someone to let me have a mortgage based on my income, and plus my deposit (Z), I could afford less than half of this house.

5) So if I wanted to buy it I would need to find X-(Y+Z) more spondoolicks.

6) I could ask e.g. ten people I know to “gift” me X-(Y+Z)/10. This is ultra-complicated. Their investment would have to be a “gift” as lenders would shy away if they knew they were sharing house ownership with ten other parties. However, it would be my intention to pay the investors back what they put in plus their share of how much the house had increased in value when I was ready to move on/repay. Messy. Tricky. Relies on trust. Not a good idea.

7) The Government’s “Help to Buy” scheme is apparently linked to certain houses only. They don’t give you money, they merely underwrite a portion of your mortgage i.e. vouch for you. I could borrow a bit more, should I be eligible and should I deem to live in one of these certain houses (which are mostly newbuilds). The scheme ends this year, so if it was my direction I’d better get my skates on.

8) I could find a guarantor. This is basically someone who applies for the mortgage in their name for me. Their income and age would be taken into account, so it would need to be someone with a good couple of decades of working life left, and earning around three times more than me. Apparently the age factor is very important. It could be more than one person, but everyone who signed up would have to have their credit checked and go through all the hassle of obtaining a mortgage. After that, it would be me that made the repayments. After winning the lottery, marrying a sugar daddy just for his cash, selling my body, this is actually the most sensible and likely thing to do. And it looks like my only hope.

I did think about crowdfunding to make up the deficiency. With that, I’d have to pledge a reward in return for the donations. I did me a little menu of what I might offer:

  •          In return for a £10 donation, you would receive a decorated “Thank You” biscuit, handmade be moi.
  •          For £50, a handmade batch of something (choc brownie, Malteser cake, millionaire’s shortbread – oh, the irony), sent to anywhere in the UK.
  •          £100 would get you a basic party cake, sent to your door.
  •          For £200, I’d record and upload a vid of me singing a song of your choice, dedicated to you.
  •          £500 and a custom-compiled crossword all about you would be yours.
  •          If you could stretch to £1000, I could write you a script for a pantomime, tailored to your specific pantomime requirements.
Yes. It made me laugh too.

And of course, it wouldn’t work. Who’d give money to some git to buy a house when there are tonnes more worthy causes? Who’d pay over-inflated prices for stuff they could get more cheaply elsewhere? Even if they did, how would I honour all these pledges? I could find myself having to write fifty pantomime scripts, and it still wouldn’t be enough money. It’s a shame they don’t allow you to offer sexual favours – I might have stood a chance there, killing several birds with one ill-advised illicit stone. In conclusion, it’s a “no” to crowdfunding.

Age-wise I’ve got about twenty-five working years ahead of me. (I know it’ll be a lot more than this, but that’s what the banks see.) I feel as if this is make or break time for me: I need to buy something now-ish or I will miss the boat and be a tenant forever. I asked if it was possible to sell the house to an investor with me in it, continuing to pay my monthly dues. Yes, it is, though it is down to the vendor’s discretion, and also the first thing my new landlord would do, almost definitely, is to raise the rent.

ARGH! It’s all so annoying.

So that’s the summary of all I have done so far to honour Part C of my plan (see previous post Turn! Turn! Turn!) In terms of Part B (selling stuff to downsize) it’s going to take a while to get the Ebay ball rolling. My priority for the next six weeks is making products to sell at Christmas markets and online.

Part A is something I have been thinking hard about. What is it I love about this home? What do I dislike? What am I looking for in a new abode/workplace? I might take you on a virtual tour when it’s not so messy. In the meantime, here’s what I need:
  •          Light, airy, spacious house, not only inside, but around it. Avoiding the feeling of being boxed in.
  •          Three bedrooms. Could work with two. (One to sleep in, one spare, one office. Could combine the spare and office.)
  •          Shower. Bath optional, but I love having one.
  •          Gas supply. For central heating and cooking.
  •          Large kitchen – kitchen diner would be best. Plenty of surface space but preferably an island in the middle rather than edges. It’s nice to face the room when I’m working, not the wall. Double oven very useful.
  •          Big windows, green stuff outside. (Not moss or mould…) Ideally a good view esp of the setting sun.
  •          Parking
  •          Ideally detached as I make a lot of noise (singing, playing, cooking) and do things at strange hours. Semi-detached OK. Don’t want to live in a terrace or a flat please.
  •          In a nice, peaceful area. Not too many comings and goings, revvings of motor engines, drunk teenagers staggering past.
(NB all this is pretty much what I have now. DAMMIT.)

As if all that wasn’t a big enough ask, I want to stay in this town. Living here is fabulous. I have never felt so settled or happy in all my life. I’m establishing myself as a member of society; I’ve made new friends – people I really, really like. I know my way around and love learning more about the locality all the time. I am not going to leave Dursley/Cam. No thank you.

Just had a look online. Anything like the above to buy is equally out of my price range, leaving me with one-bedroom flats or teeny tiny terraces. I know how miserable this would make me, so it’s not really an option, not even a temporary one. (Please, not temporary anything. The prospect of having to set up phone and broadband and services, and notifying EVERYONE about me change of address and... then having to do it all over again when I have to move again?? Oh lordy lordy. Life is too short for that!) There are a couple of OK-ish ones to rent. (I think whatever happens, I’m in for a rent increase.) Nothing that has made me want to start throwing things into boxes and hiring vans.

You might want to offer your help, now I know what I need. It’s either a “gift” of that portion of money that I am lacking; or maybe you are prepared to be a guarantor for me? Or you know of someone who might be able to do either of these things, and can forward them this blog link. You can get in touch by emailing thewizzylizzie@gmail.com without feeling obliged to follow up offers. Maybe you know of somewhere I could rent? If none of the above, console yourself with the fact that you just read through this load of cobblers, which means the number of views this post has had just increased by one. Knowing that I have the support of people, even just in spirit, provides me with a great deal of strength and makes it easier to breathe.

Are you an eccentric billionaire who would give me the price of my house in return for a night of passion and Nutella macarons? If not, why not? Another question I won’t be answering in the next exciting instalment, more gripping than cling film on everything except the thing you wanted it to cling to. 

Tuesday 15 November 2016

Turn! Turn! Turn!

Just returned from my first appointment with my counsellor in six months. She’s incredible. When I talk to her I see how much I have changed and how far I have come. She has played a large part in that. She’s very good at making me see through all my crappy excuses and my inner child’s whinging, to what is real and right.

The stark truth is that I am where I am today as a result of my choices. You can’t always choose what happens to you - I would have preferred not to have had cancer, for example - but life is like that. What you can choose is how you deal with it. The paths I have taken have been for one goal and one alone – I’ve only wanted to be happy. I have chosen not to be in regular employment as the few times I was, I couldn’t stand it, so I have put myself in this position of not being able to achieve a mortgage. Nevertheless, I back my choice. It is best for me. I could have worked harder in the last five years and I didn’t. The big C aside, I was in a relationship for the first twelve months of this period, the security of which shielded me from taking initiative. We had a mortgage. That’s why I started Lizzie Likes… to increase my income so I could make a greater contribution to the repayments. That relationship was another of my choices. Falling in love was what life gave me at that time. Anything that followed was down to me, and I accept responsibility. It was done in the pursuit of happiness. Making choices sometimes means having regrets too.

Anyhow, now I find myself in this irksome situation it’s up to me how I progress. (Irksome? Screw that. It’s a pain in the farking butthole.) I can continue with this gloom-fest, or I can opt for optimism. If I say that I’m going to be OK enough times, I will begin to believe it. I know this works because I’ve done it before.

-          Time and time and time again. I only want some peace. I’m FED UP of being strong.

-          Ah. Hello Inner Voice. Still there huh?

-          Always. Can we have some chocolate and a sleep now? It’s past 2pm!

-          No. I have to write and post this, then do some more work and prepare something for the pantomime publicity meeting before [as-yet-unrevealed hobby] this evening.

-          Oh Outer Voice, you’re so wise. Said no-one ever.

-          Hush now. I’m concentrating…

Yup. It’s like that all the time. Where was I? Ah yes – it’s up to me how I progress. So I am going to change my approach, albeit shakily.  

I don’t want to move out of my home. I am very sad about it and probably will be for a while, but that is fine. It’s perfectly natural to grieve for loss. I do not enjoy this feeling of not being settled, nor the fear of the unknown. Moving house is stressful enough when it’s something you actually want to do! It was pointed out that change is always a risk with renting. Funny how it never occurred to me. I’ve always left properties because I wanted to – it’s always been me that hands in notice, not the other way around. Anyway, yes I’m very frightened. To me, it’s less adventure more inconvenience. As banged on about previously, it has taken me ages to get to this positive work and home position. I do not relish the idea of putting it on hold. It is just “hold” though. If I lie back and thick of the end-point – that I will return to this position eventually – it will help.  A lot of this pain is happening because I am having to think about myself which is what I have been stealthily avoiding for a while. To enter a room of people, thinking not “what must they think of me?” but “what can I do for these folk to make their life experience better?” is where I need to re-angle my lens.

So here is what I am going to do, in addition to continuing to get out of bed each morning and remembering to breathe. And the small matter of keeping my income incoming and doing all those other things that make me glad I exist:

1)      Start looking for somewhere else to live. I figure if I start now, I’ve got a better chance of finding a place that I will be content with. Sure, it makes me blub just firing up a property website, but I will do it anyway. I might find somewhere even more incredible.

-          and you might find somewhere a lot worse…

-          Can it, IV. I choose not to listen.

2)      Start selling my things. A downsize is likely, almost inevitable. I’ll feel less stupid on moving day if I have less stuff. I question the volume of possessions, but my things make me happy. (Why do I feel I have to justify them? I think it’s the echoes of my father’s voice from all those years ago, talking to me or my mother: “What do you need that for? What are you going to do with that?” etfc) I’m not talking furniture here – I don’t own a bed, wardrobes, a sofa, a TV etc. (All things that will need to be acquired when I leave… Except a TV. I was managing fine without that.) However, I seem to have rather a lot of shelf units. It’s because of my love of certain things. Boot fairs are my hobby in summer. A trawl through on a sunny day does me no end of good. So I have a lot of clothes and jewellery and yes, I wear them. I do lots of things that require dressing up. It’s something I love to do. I also have a lot of music, instruments and books. I have a collection of Sindy dolls, clothes and furniture that I have built up over the years, and that I bloody love. I’ve had nowhere to put it while living here other than the attic. What’s the point in that? Maybe I should let it go? My other “vice” is fabric, craft materials and beads. All of which bring me tremendous joy. Dammit. One area that won’t be compromised is the kitchen, containing cookie cutters, cake boards, baking tins and trays, all manner of ingredients, sprinkles and packaging. This is work. Technically, these are the assets of my business, so they remain. Phew.

3)      Do 1) and 2) anyway but be as proactive as possible about staying. I’m SURE there must be more that I can do here. I have a couple of ideas and will spew them forth later.

I do all of this with the black dog of depression barking in my earhole, which makes it somewhat harder. It’s an illness and I have it. It’s not an excuse. It can be handled and overcome. I’m not telling you that, I’m reminding myself!

So to sum up then, using the words that Katharine Hamnett emblazoned upon George Michael in the 1984 vid for Wake Me Up Before you Go-Go, I too choose life.


How will I get on? Will Inner Voice get a triangle of Toblerone after all, for her patience? Does my counsellor get danger money? Screw your reading eyeballs in next time and find out. 

Sunday 13 November 2016

Rescue Me

Minute’s silence done. Pantomime prep on hold (it’s written, it’s cast and we’re rehearsing!) This morning’s cake delivered and nothing more until next week, (though a couple of enquiries to follow up). Period pains muted by ibuprofen, and the ludicrous and inconvenient haemorrhaging every time I stand up seems to have stemmed itself. (Sharing. You’re welcome.) It’s time to write the blog entry that could possibly save me from my latest predicament, but will definitely make me feel better for writing it.

(I know, I know – my intention was to dish the merde on Le Français, but this new issue has splatted onto the top of the pile and sits there, steaming away until I deal with it.)

Yes, of course I’m aware that the world has bigger fish to fry this week (or at least one bigoted old turbot…), and yes, I am incredibly lucky. Don’t you think I don’t know that? I practise gratitude on a daily basis. Religions aim it at their gods, often in the form of praise. I aim it at… I don’t know. The universe? Nature? Whatever it is that has brought me into this world and keeps me going, I’m grateful for. I’m grateful for beautiful sunrises and birdsong; the sky above my head; for fresh air, autumn colours, decaff Earl Grey and Lindt chocolate; for the ability to walk and think; see and hear; sing and feel. And live. I know that any of these things could disappear as suddenly as they arrived, so while they are here I bathe in their beauty, scrubbing my back with the loofah of wonder and drying myself with the towel of thankfulness.

I know that there are many, many people worse off than me. Unfortunately, thinking about them at times like this doesn’t help. It adds to my guilt and makes me speculate that maybe I’m looking at this molehill like it’s Everest. This is my problem and whatever happens, I will cope. It is not the end of the world by a long chalk, only the demolition of my little world, whose green shoots haven’t had a chance to establish roots on the rubble of the last razing.

So taking all that as read, this is the problem: My landlady is selling the house I rent.

HOW I GOT HERE

Backstory time. Be warned, I’m indulging myself in a spot of writing here, so if you don’t fancy another episode of Jacka-snory, move on to the next sub-heading. (Move on. Always with the moving…)

In my forty-one and a quarter years, I have lived at twenty-two different addresses. Twenty-two. Two before adulthood; thirteen as a student (1993 – 1998). This is my seventh address in the last fifteen years, and I only moved here in April 2014. In all that time I don’t believe I have ever felt as settled as I am now.

Being the avid reader of my blog that you are, and not just a casual glancer (e.g. someone who I served in the Mind shop last week and we got chatting and I directed you to this website,) you’ll know of my turbulent times recently i.e. Hodgkin Lymphoma (diagnosed and dispatched), splitting up with long-term partner (X), moving into home alone, depression, la la la, all since Jan 2012. X and I had a mutual parting of the ways, but were able to remain housemates for a whole fifteen months after splitting. Sadly, we realised that neither of us could grow in this situation, so it was decided (again, mutually) that I was to find my own place. I’d been dreading that moment from the minute we became single. It was every bit as unpleasant as I had expected – trawling websites to see house after unsuitable house. The first one I saw that I tolerated enough to view… was here.

It had only been on the site for a few hours. I booked an appointment immediately, and was third in line. X accompanied me. I managed to hold it together quite well. I knew I had to live somewhere else, and this place was OK. Not as nice as the place I was leaving by a long chalk. Also, it represented something scary – a life on my own, with no-one to support me but me. I’d only done that once before, sixteen years ago – my bedsit in the town next to the school where I taught briefly. That ended in a massive breakdown from which it took a while to recover. With X chatting with the agent behind me, I stood on the garden decking and cried. I did not want this, but I had it.

Despite all that, I managed to talk myself round. There was something about this house. When I closed my eyes, I could see me standing in the kitchen, working away. It felt right. Yes please, I said, telling the bemused agent to ignore my tears. Ah, but I wasn’t first in the queue was I? And both previous viewers had said the same. The Number Ones had been rejected instantly due to their pet ownership. (Ha! I thought. Silly cat-loving fools. I reap the benefit while you have to keep looking, while vacuuming animal hair from everything you have.) However, the “Number Twos” (totally appropriate name) had a life devoid of clogged Dyson filters... and became the new tenants of the only place I could see myself living.

I was devastated. Not just upset - M&S upset, which is what you get when you are depressed. The littlest, tiniest thing is magnified beyond all reason, and that’s just the littlest, tiniest thing. Something like this set me back weeks. It was too much to even look at a property website again. Black clouds were all around me. I retreated to my fur-lined rut and pulled the covers over my head. However, I could still see me standing in the kitchen, baking away and being happy. Was this a cruel torture? Or was it a future prediction? Maybe so, because the estate agent called me a few days later, saying that the NTs had failed their credit check and did I still want to rent the house.

What? Lizzie wins? Not quite, as they also needed me to prove I could afford it, which meant proving I was earning 2.5 times more than the rent. “I’ll save you the bother of an investigation,” I said. “I’m not.” I wasn’t far off it at that time, and a generous intervention from X (he is a kind man, who probably wanted a kitchen of his own too – one that wasn’t permanently coated in a thin veil of icing sugar…) meant that I was in.

I moved the day before Good Friday 2014. I called it Bad Thursday. To begin with, my new neighbour wasted no time in reducing me to tears. X had called to see how I was doing, and parked his car across my driveway. Mr Cross-Pants-next-door’s first words to me were swearing and ranting and going on about “you people” (meaning the inferior life form that tenants are, as opposed to house owners, thus reinforcing what I thought of myself at that moment). Apparently, he couldn’t get out of his driveway because X’s car was near it. Not in front of it, not obscuring it – near it. What a welcome.

Over the next few months I did my best to settle in. A handful of pals (including one who passed away the following year – not my fault, honest!) turned up a week later to help me load and unload a big van packed with my possessions, of which I have a LOT. They left me despairing among the boxes, alone and suddenly scratching away at various bits of my bod. For a short while I was scared as this had been one of my cancer symptoms, but the tiny red bumps that clustered below my knees reassured me. Not cancer, just fleas. Houses absorb a lot of effort to make them homes. I knew because I’d done it twenty-ish times before, mostly on my own. New sounds, new places to put things, new furniture needed. Battling with bugs was not on my list, and it compounded the pain. But I vowed it was going to be different. I beat cancer! I can beat this! This time I’m going to be staying; I’m darn well going to settle. A few visits from a pest control expert, and a few thousand mg of antidepressant, and I succeeded. Gradually, I went past settling and through to loving. I love living here. I accepted that maybe one day I might have to leave, but that that day would be miles away in the future. Not early next year. I am not ready to go.

WHY I LOVE IT

I know exactly where to start: The kitchen. It was the room that made me gasp, the one I pictured myself in. It’s where I’m sitting right now. I have different housing needs because I work from home, and I don’t just mean gawping at my laptop. The kitchen/dining room is perfect for me to do my baking in. The space, the gas burners, the two ovens and the centre island. The skylights – it’s a very light, airy house which works wonderfully against my depression. I look out of the window and there is green and evidence of other people. I’ve made a point of introducing myself to the neighbours and being friendly and helpful where possible, even to the chap that shouted at me on day one. (He’s had a couple of other rants too, and yet I’m still polite and civil when I see him – life is too short not to be. I wish he could see past the end of His Driveway to realise that.)

It’s not a massive house, but it’s a generous size for one person. I have filled it with my personality, which I never realised that I had been suppressing while cohabiting. It’s familiar like an old friend. The squeak of the top step, the stains on the carpet that I swear I will shampoo out when I get around to it. When I close the bedroom door at night, I am safe and peaceful. It’s just me and my home. That gratitude thing – I have done it thousands of times standing in the hallway, or resting my head against a door jamb. Feeling the solid walls almost embracing me. I am grateful beyond belief to be living here. After that less-than-auspicious start, it has taken an extraordinary amount of strength and self-improvement (and drugs) to get me to feel this way about this building.

I’m also deeply in love with the area. I’ll be heartbroken to leave the house, but desolate to leave Dursley and Cam. It’s everything I love – open countryside, rolling hills, trees, but also shops and people and things to do, community to be part of, customers to be had - all at a convenient walking distance. I have never, ever been so happily situated before. The area is something I might be able to remain in of course, so that’s less of a concern, but still a concern.

REASONS TO STAY

When I write it all out it seems so trivial. I expect most of you will be saying “So what? Why should Princess Lizzie get to stay in her palace?” Sometimes I think that too, but most of the other times I’m falling apart, or trying hard not to.

Since the spring, I have done exceptionally well. The cake-baking business is soaring. I’ve made forty-two cakes here, twenty-eight this year and all for paying customers. I am following up two enquiries, I have another five cakes booked in. And I haven’t even been advertising! I’ve been feeling so amazingly well this summer that I’m finding the courage to charge better prices. Plus courage to offer myself as a singer to places if they will pay me. I am poised to do that… but it’s all on hold while I wipe this excrement from the ventilation device.

On Monday I was beside myself with grief, and all the behaviours and feelings that I have controlled since the spring came back in one dollop that had me pinned to the shower, unable to move. Literally unable to move. Panic attacks can take different forms, and some are of-the- everything – is -  s – l – o – w –ing  down variety. I got stuck, hugging myself and leaning my head on the tiles as the water cascaded. I knew I had to be somewhere and I was late, but getting on with it was not an option at that moment. The somewhere I had to be was the charity shop where I have been a volunteer for just over twelve months. It’s helping me more than I help it, and this was a case in point. Knowing I was due there helped me overcome the panic. “I won’t let anyone down,” I repeated through the mixture of tears and shower, and gradually I was able to bring myself together. The rest of the week has been the same.

I could do without this overwhelming tiredness. It’s sucking hours out of my days. I get up (a struggle, as I’m often groggy when the alarm goes), I get a bit of work done, then I start to nod off like an old person. No, bod, I do NOT want to fall asleep after lunch and wake up a few hundred minutes later wondering what the hell the time is. It’s difficult because bed is somewhere warm and secure where worries can drift away. My winter duvet is heavy and soft, like someone’s arms around me. If I need a hug (and I do, repeatedly), that’s where I’ll go. The big D makes sleep even more enticing. The dream world is not the real world therefore it can’t hurt me. Come to bed, Lizzie…

 I don’t have much time on this planet. I really don’t want to waste it sleeping day and night.

One of my tactics for fighting this awful condition has been to fill my time and do as much for other people as I can. My goodness me, it works. It’s another thing that has taken a lot of courage and mental effort to do. I don’t want to have to set it all up again. My new (and as yet unrevealed on this blog) hobby is also based locally. Yeah I know I could do it anywhere, but not with the people I do it with here. It’s close. I cycle. I walk, absorbing the delicious country all about me. I LOVE IT HERE. I know I won’t necessarily have to leave this town. It’s just another reason why I want to stay.

I don’t want to live with other people. In that multitude of addresses is included a plethora of housemates, some were born housemates, some achieved housemateness; others had housemate status thrust upon ‘em. As I’m not good with work colleagues, so I’m even less able with home colleagues. Living alone works for me. It’s a two-way thing – no-one to irritate me, likewise no-one I can irritate by working odd hours or leaving the kitchen after a marathon caking session to sleep (or even live a few days) before I’ve cleared it up. I’m not good with through-the-wall noises, especially bass beats or kids screaming. Conversely, I sing. Very loudly, a lot of the time, whenever I feel like it. I’ve taken to practising piano just before bed. I am not a quiet girl. My current through-the-wall neighbour is so deaf that (if I had one) I could turn the volume down on my TV and listen to his instead. This actually doesn’t bother me! At least I know he’s alive…

The space works for me. The lounge is predominantly a music room (see previous blog entry) housing my piano, now furnished with the Grade 2 pieces I am fast-tracking my way through. I’m making that dream a reality, and that is definitely thanks to the house.

It is not to say that I won’t find somewhere I love just as well, maybe better. The point I am making is that I don’t want to have to. If it ain’t broke etc.

Moving takes a lot of effort – physically and mentally. Finding somewhere, viewing it, liking it, having your application accepted. Then all the packing and worrying while you continue with your daily life. The day itself. The aftermath – all that settling in malarkey, changing postal addresses for everything you are signed up to. Getting broadband and phone suppliers sorted out. I know I’m an expert now, but it doesn’t get any easier.

Each time I’ve moved, the transport and assistance I’ve needed to do so has increased in size. I can’t imagine what vast vehicle I’ll have to hire this time, nor the swathes of mates I will have to beg to help. At least I know that there are mates. And, like the items I have accumulated in my time here, there are many more than there were when I moved in. Unlike those items, I won’t be having to flog them to make space and reduce my embarrassment at having them all paraded out in front of me and bunged in a van. 

REASONS TO GO

Because I have to.

THE PROBLEM

Why can’t I remain? The Landlady has been very kind throughout my stay in her house. She continues to extend that kindness by offering me first dibs on the house. Me? Buy a house? I never saw myself as a homeowner, for reasons that take us to the crux of the matter – cold, hard cash and my lack thereof.

If you want some figures, I can let you know privately. It might be foolhardy of me to discuss finances in detail on this worldwide stage. Suffice it to say that I have Y% deposit scraped together, meaning I would need to borrow £Zk to make the balance. Easy peasy? For an employed person maybe. For a couple. For an employed couple, lovely. Not for “businesswoman” Lizzie Lindsell, spinster of this parish.

Everyone has to jump through hoops to achieve a mortgage, right. If you are self-employed, they add a few more hoops and stick them up high. Then set fire to them. Then hand you a blindfold. I’d have less chance of getting through than a hell-bound snowball. I have to provide evidence of my income for the past five years. As mentioned earlier, they haven’t been the greatest five years of my life, so my income isn’t half of what it would need to be. I’m trying to get some solid financial advice on this, but not getting far as the advisers take a look at my figures and, knowing that commission on £0 is £0, don’t get back to me. Not even to laugh in my stupid hopeful face.

SUMMARY

(For the word-shy and time-pressed)

1)      Landlord selling house I rent.
2)      I cannot buy it.
3)      I don’t want to move.
4)      Please help.

WHAT TO DO

As a true Lizzie, I am not giving up without a fight. (I will fight first - then I’ll give up.) However the first battle is getting myself battle-ready, through the renewed depression and everything else. I don’t need this now. The pantomime, Mind and [new hobby] are where I’m diverting my waning energy because they keep me sane and stop me thinking of myself. Most importantly, I have to keep working, and working harder as my income MUST increase. Christmas is usually a good time for sales, though I don’t have the Food Fairs any more, making it less easy to find custom. Maybe five years down the line I will be in a position to buy, but I don’t have five years. I haven’t even got five weeks. The house will go on the market at the end of November.

You will argue to me that I can make anywhere my home. I’ve done it before, you will say: I can do it again. Let me stop you right there. I KNOW. And I will if I must because I will have no choice. Oh Lizzie, you’ll cry, you are such a strong person. I AM. But maybe I’m fed up of being strong, huh? Maybe I’m exhausted and could do with some respite for a change.

I’m still trying to get advice. I’ve heard that there is government assistance, though how helpful that will be, and my eligibility are still unknowns.

I could try crowdfunding, but I haven’t the first idea of how to go about it. And besides, who’d give me money just so I can live in a house I like? There are many more, worthier causes. I’d feel a fraud even asking.

Reading this over, I see that my thinking has slipped back to the old “poor me wah wah wah” style which I do not want to resurrect. I need to find the positivity. Here’s a little tip for picking yourself out of a depressive slump:

Focus on something else.

This is so effective, but requires concentration if you’re doing it by yourself. It’s quite easy too. E.g. walking back home this morning I started to cry. Knowing this wasn’t what I wanted, I made myself look at my surroundings. It’s like waving a rattle at a crying baby. A distraction technique. The beautiful autumn morning helped a great deal. Don’t just look though - see. I saw autumn leaves on the ground, some still clinging on, some falling as I passed and such beautiful colours. I saw starlings taking a bath in a gutter. A blackbird hopping about on a lawn. The sky over my head – that’s a very good one. The sky is always there. Look up and feel its greatness. It’s vast and it’s right above you. Listening is good too – such beautiful birdsong on a really peaceful morning. I didn’t even notice that I’d stopped crying, and I was no longer hunched over as I walked. A couple of caveats though: firstly, it won’t work if you don’t want it to. You must allow it. Secondly, ignore the crap stuff you might also see. I noticed litter and it made me angry, but that was not helpful. Getting cross about it and even picking it up and taking it to a bin was for another day.

The reason I wrote this is to ask for help. Help can come in many forms. If there’s none to be had, that’s fine. No-one and nothing, except maybe your eyeballs, will have been harmed by my asking.

CAN YOU HELP?

I don’t want something for nothing. I don’t know what I want really, other than to stay here. I’m an excellent tenant (no pets, no kids, respect for the property, rent paid on time) and I always say that sarcastically, but it’s true! If I could part-own the house, that would be even better. Giving me a chance to build my income and investing my piddly deposit into something that might make it grow. If staying is not an option, I will accept it, but it will take everything I have and more besides to keep my head on the air side of the River of Despond.

Email me at thewizzylizzie@gmail.com with your thoughts or kind words; share this blog as far and wide as you can. There must be someone, somewhere who can throw me a lifeline.

In the meantime I am bracing myself for the ultimate cruelty of my situation – assisting in a house sale that I don’t want to happen and won’t benefit from. All the stuff one does to prep for selling - I’ll do it. And with good grace, because it’s right and that is much more important than winning.

This lightning storm
This tidal wave
This avalanche, I'm not afraid

C'mon, c'mon no one can see me cry